Thursday, 29 May 2014

Make Money From Home:

Photo by M'reen
Your Guide To Financial Freedom

Easy Ways To Make Money From Home
If we are going to be honest with each other, our current economic state isn't too good right now and this is forcing many people to figure out different ways to make money. The gas prices are out of control, insurance prices seem to continue to increase, and we are even starting to get taxed more. When you add all these things up,
it becomes very hard to pay the bills and take care of the family at the same time. The good news is the fact that it is possible to make money from home using the internet. There are literally thousands of people out there that have learned how to make money online, and you can too!

Your Options For Making Money From Home
Many people have tried to make money online and it didn't work out. This isn't because it can't be done; it is because they didn't know what they were doing. Below I will show you some of the most effective and easiest ways to make some extra cash from the comfort of your own home using the internet.

Become A Freelance Writer
Some of you out there might love writing; others of you might hate it. Regardless of how you view writing, one thing is for sure and that is 
the fact that you can make a lot of extra money by doing freelance writing. The best part about becoming a freelance writer is that you can get started without investing any money and you can start making money from day one.

What Are The Requirements
Also, you don't have to be the world’s best writer out there to make money with freelance writing. There are websites out there that provide jobs to people of all writing levels. Most of these companies will ask you to submit a short example of your writing, but chances are good they will accept you as long as your content is readable. Most people who do freelance writing love it because of the freedom it offers them. Some of them make income from writing content and they get to choose their own hours, you can't beat that! If you feel like you can write content that is readable and can meet deadlines, freelance writing is for you.

Auction And Bidding Websites
How many of you have electronics or other goods just wasting space in your house? A great way to make money on these is to simply sell them online. There are a ton of online auction sites out there that allow you to list your items, so thousands of people can view it and make you an offer.
Now obviously you will have more overhead when doing online auctions than you would if you were to do freelance writing, but if you don't mind the extra overhead, online auctions sites are perfect for you. The major issue most people have is actually finding and securing the items to sell, which is why it's best to get your feet wet by selling a few items you already own.

Search Engine Optimization (SEO)
Now this is a little more of an advanced way to make money online, but if you decide to spend a few hours per week studying search engine optimization and actually apply your knowledge then you can make a lot of money by doing SEO.
The way this works is you create a website and then rank it in the popular search engines. There are various ways you can make money from websites, the two most popular are selling other people's products and putting up ads. Again, this is a bit more of an advanced way to make money on the internet but if you take the time to learn SEO it will pay off big time for years to come and will provide you with residual income.
Prince Smith

Perhaps you’d like to check out my sister blogs:            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun

To quote the Dr Seuss himself, “The more that you read, the more things you will know.
The more that you learn; the more places you'll go.”

Thursday, 22 May 2014

Relationships and Finances.

As much as we might like to think that we can compartmentalize our lives, fitting everything
into its respective area with no bleeding from one area to the next, it’s simply not possible.

Case in point: relationships and finances.
Our finances are just as susceptible to relationship turmoil as our emotions are – sometimes even more so because we may not immediately see the pressure that one exerts on the other.
Just like we are taught to establish physical and emotional boundaries with the ones we bring
into our lives, it’s also essential to establish financial boundaries as well.
But first, it’s important to fully awaken to the way you have come to intertwine finances
into your relationships, both in the past and in the present.
Here are a few common ways we allow our finances to be negatively impacted by relationships
and tips for turning the tide.

You spend beyond your means to please a significant other.
In our society we’ve learn to replace meaningful words and thoughtful actions with gifts.
And the rule of thumb is, the more you spend on a gift, the more significant the sentiment is.
We’ve also come to see grand gift gestures as a clear indication that someone is worth sticking with, 
that they will be able to provide something more than someone else.
But the sentiment is shaky and the relationship is faulty if it’s based on the unsustainable act
of giving something that you can’t technically afford. Not only is it a statement about what you think 
your worth is – because you aren’t willing to show an authentic picture of “you” – but it’s setting
the relationship up for failure down the road.
If your significant other (or friend or family member) has unrealistic expectations about what
you can do for them financially, it’s time to set the record straight. The ones who have issue
with this will disappear one way or another eventually anyways, but it’s empowering to stand
in your truth of what you can and cannot do.

You try to “keep up with the Joneses’” in order to keep certain relationships.
 It is tough to keep up in any kind of relationship where one person is on entirely different level spending-wise. When this is the case, it’s easy to just try to keep pace, temporarily forgetting
the financial obligations that will feel a strain as a result.
But it’s not really the difference in income that’s the problem, it’s your willingness to be truthful
and honest – with yourself and the people you choose to surround yourself with.
This act can be painful because it undoubtedly will bring to light your own beliefs 
(and our beliefs as a society) that money equals self worth. If this is what you’re dealing with, 
the real issue at hand is how you can establish your self-worth in other, healthier ways.
Dealing with this head on is far more productive than dealing with debt in private down the road. 
The choice is yours.

You make compromises in your work life to accommodate your social life.
Work/life balance is essential. But there can be times with life crowds out work for reasons
that aren’t necessarily in your best interest.
I’ve been in relationships where I would place work projects – projects that would propel me forward and add to my level of fulfilment in my work – to make room for people that weren’t nearly as accommodating of me and my schedule. Why? Because I was fearful that they wouldn’t make time for me otherwise or, even worse, that they would leave.
Since then I’ve learned that the ones who leave would have left anyways – regardless of the number 
of massive sacrifices I make along the way. The ones who stay will be understanding of my need
to dedicate a certain amount of time and energy to fulfilling my work obligations and improving
my financial life.
Seriously – it’s that simple.

You allow emotional ups and downs to mean financial ups and downs.
Relationships can, at times, be emotional roller coasters where logical decision-making goes
out of the window and a kind of quiet desperation makes us do crazy things.
In these moments, it can be incredibly easy to allow the emotion to take center stage, crowding out all other obligations related to work and finances. But, unless you want the aftermath of the storm 
to include cleaning up a few financial disasters, it’s essential to pay attention to these everyday things.

Does emotional turmoil equal overspending for you?
Does it mean you forget to take care of things like paying bills on time?
If you need support to stay grounded and take care of things that, in the moment, seem entirely unimportant and insignificant, ask for it. As emotionally taxing as it is, think about the entirety
of your life – not just the whirlwind of emotion you’re currently in the middle of.
That will pass – it always does.

Final thoughts
Among the many lessons we learn in relationships, one of them is to be strong in protecting ourselves and keeping our own best interests in mind.
One way we are pushed to do this is in our financial decision-making.
Once you are able to see your patterns and how you may be using money to patch holes
that need a far deeper remedy, you’re on your way to long-lasting financial health
– regardless of your relationship status.

This post was published by Kayla, Guest Blogger for» ReadyForZero

Perhaps you’d like to check out my sister blogs:            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun

To quote the Dr Seuss himself, “The more that you read, the more things you will know.
The more that you learn; the more places you'll go.”

Thursday, 15 May 2014

You can’t change other people, but you can change yourself

“If you conquer yourself, then you conquer the world”
Paulo Coelho

It’s true that you can’t change other people, but you can change yourself - by taking control.
Better still, self-control is a proven and significant key to success. Let’s see how you can develop your own self-control even further, through understanding and using two key ingredients: willpower and habit – providing an incredible way to free yourself, and be more successful at the same time.

Many of us are constrained by our habits and a certain degree of lack of self control.
Whether it’s in the realms of actively exercising regularly, resisting another chocolate bar, the way we deal with emails, or high level decision-making, better self-control can boost our productivity, improve our health, make us more money, and even lengthen our lives!

Utilising self-control means realizing and displaying your inner power –
whereas lack of self-control is a weakness.

If you want to succeed – take control of your self control!
There is a direct connection between self-control and success, as extensive long-term research proves, and using this knowledge to your advantage can turbocharge your own success.

In the ’60s, Mischel, a sociologist, conducted an experiment to see if young children could resist instant gratification. He offered them the choice of having one marshmallow now, or two marshmallows if they could wait 15 minutes. Many chose instant gratification rather than exerting the willpower to wait. Years later, he tracked down some of the children, and discovered something startling. Those with high self-control – those who had held out for two marshmallows – grew into healthier, happier and wealthier adults. Those with low willpower did less well academically (despite having similar IQs). They were more likely to be in low-paying jobs, have fewer savings, were more overweight, more likely to have drug or alcohol problems, and had difficulty maintaining relationships. They were also almost 400% more likely to have a criminal conviction. These results were confirmed by a similar experiment in New Zealand reported by psychologist Roy F. Baumeister, who concluded that "Willpower is one of the most important predictors of success in life."

Where are you good at exerting self-control?
Where - or when - does your willpower fail you?
Here are 4 ideas to help boost your understanding and practice of self-control, willpower
and habit - and therefore take your success to another level:

1.                   Treat Willpower Like a Muscle
Willpower - the ability to resist temptation and restrain our impulses - is the most important factor in achieving a successful and happy life. It is more significant than money, intelligence, looks, or background. It helps to consider that willpower is like a muscle that can be trained and strengthened with practice and improved over time. Even exercising small acts of willpower, like sitting up straight, can pay off by reinforcing longer-term self-control in other activities. Also like a muscle, willpower can get tired if you overuse it. Exercising willpower, making choices or decisions and taking the initiative, all use up the same sort of energy. The more decisions we make, the weaker our willpower can become. Willpower is also similar to a muscle, in that when its strength depletes, it can be revived with glucose - as has been evidenced in research. As we all know, a sugar rush is not a good option, so it’s best to eat healthy food regularly to maintain blood sugar levels. Sleeping and eating well - planning for the slow-release burning of healthy calories - are most important.
The impact of this phenomenon can have extreme consequences. A famous Israeli study in 2011, discovered that judges making decisions whether or not to grant parole did so early in the morning, in roughly 65% of cases after lunch, and hardly ever just before.
Research shows that self-control has a physical basis and is affected by eating and sleeping - and that significant decisions you make can vary depending on whether they’re made in the morning
or evening, and before or after a snack.
What changes will you make to develop your willpower muscle?
What changes do you need to make, to prevent your willpower muscle from tiring?
2.                   Be Aware of Decision fatigue
Making decisions can actually exhaust your ‘stores’ of willpower. Psychologist Roy F Baumeister’s practical experiments asked people to make small decisions, followed by tests of willpower (which proved to be weakened). This demonstrated that there is a finite store of mental energy for exerting self-control. In essence, making choices saps willpower   - a condition termed ‘decision fatigue’.
Use this knowledge to help you conserve your own self-control and use it most effectively.
Resistance to making decisions arises from a fear of reducing options. To those decision-weary judges in the Israeli research, denying parole is easier - it maintains the status quo and prevents a potentially risky parolee committing crime again - but it also leaves more options open: the judge can still release the prisoner at a future date. This is not necessarily the best option - just the easiest and safest. Better to make good decisions with a fresh mind, now that we know the effects. Where there are fewer decisions to be made, there is less decision fatigue. These days, there are so many choices to make, especially in the working day. It’s easy to underestimate just how tiring it is to make any kind of decision - whether big or small, they all add up. Choosing what to have for breakfast, which task to do first, how much to spend - all deplete willpower. The cumulative effect can pay its toll. When willpower weakens (or is used up) our impulses to drink, eat, spend, and say silly things are stronger. And like the depleted parole judges, we become inclined to take the easiest option, even though that may not be the best choice.
“The best decision makers,” Baumeister says, “are the ones who know when not to trust themselves.”
Baumeister’s studies show that people with the best self-control are those who structure their lives in order to conserve their willpower. They don’t fill their days with back-to-back meetings.         
They maintain habits that eliminate too many choices. Zuckerberg, inventor of Facebook, wears the same outfit every day. President Obama wears either a blue or grey suit. Instead of making a decision each morning whether or not to exercise, successful people make ongoing arrangements to exercise with somebody else. Instead of using up their willpower on trivial choices, they conserve it for important decisions and emergencies. Planning for all decisions in advance - or eliminating the need to make any - is a great way to keep things - and yourself - under control.
So think and plan ahead, and set up systems that will make things easy for you.

What changes will you make to reduce decision fatigue? How far can you go in creating a personal system to eliminate decision making and to automate all aspects of your life?

3. Understand The Power of Habit
Willpower alone is not enough. It’s hard to maintain, because it can become exhausted, especially when the pressure is on. Habits, however, are automatic and come as naturally as breathing.
We need to make changes that are long-lasting - and establish good habits that become a way
of life. Most choices we make might feel like the result of thoughtful decision-making, but they're not: they're habits. In time, each of our decisions - about the food we eat, what we say to our children each evening, and how frequently we exercise - all have a huge impact on our health, productivity, wealth, and happiness in the longer term. Establishing good habits in these areas will help you to operate well in all conditions - dispensing with the need to resort to willpower, while still succeeding in maintaining self-control.
If we can lower the barriers to taking action on positive things, we can begin to form good habits.
If we put up barriers to negative activities, we can break any bad habits.
At the core of every habit is a neurological loop with three parts: a cue, a routine, and a reward.
Let’s use the example of developing a habit to go running each morning.
Choose a simple cue (eg - getting out of bed), establish a routine that is triggered by that cue (lacing up your trainers or always going for a 3 mile run at 5am) and think of the reward (endorphin rush).
Apply this principle to other behaviours and habits in your life, and use them to create better ones. Once you're aware of how your habit works, and can recognize the cues and rewards, you're on the way to changing it - for the better.
What good habits will you establish?
How will you put them into action?

3.                   Use The 20 second rule
Because our willpower is limited, lasting change might seem impossible to achieve. And when it fails, we fall back into old habits and take the path of least resistance.
Achor lists a very powerful tool in his book The Happiness Advantage called the 20-second rule. This principle shows how we can re-route the path of least resistance and replace bad habits with good ones. It is very easy to use: identify the habits that you want to lose and make it 20 seconds more difficult to do them.
Addicted to cigarettes? Leave them upstairs or in the car, where they’re not so easily accessed.
Lock up the alcohol and add an additional 20 seconds to the task by keeping the keys at the other side of the house (or don’t buy any, turning it into the 20-minute rule, by the time you’ve nipped to the off-licence). Want to escape work in the evening? Leave the smartphone and laptop in the furthest room (or at the office!).
The 20-second rule also works in developing new, good habits. If you want to exercise, make it 20 seconds easier: lay out your clothes the night before. Even better – go to sleep in your gym clothes! If you want to make a habit of prioritising your to-do list each day, keep it clearly visible on your desktop, rather than having to pull it up or look for it. Making things easier reduces the amount of willpower it takes to do it, thereby increasing your success.
When you make your bad habit harder to do while making the good habit easier, you are much more likely to take the easy route. It’s been proven by research that we will even do things that are less satisfying if it’s easier. Just because we know the right thing to do, we don’t automatically do it. Plan ahead, anticipating your needs, and aim to make things accessible and easy to do.
Always make your vice at least 20 seconds away, while making your virtue immediately available.
So use the 20-Second Rule.
Create barriers to habits you want to resist, and make it easy for the desired ones.
Where will you use the 20 second rule
To address bad habits?
To develop good habits?

With all this knowledge, you can use your own self-control to supercharge your ability to succeed.
In brief, some top self control tips are:
Develop your self-control system – and systematise your life.
Develop and maintain good habits and routines to take the strain off your willpower.
Plan in advance, to make things easier.
Exercise your self-control regularly in small ways.
Learn to recognise signs that your willpower may be getting depleted.
Sleep well and eat good food regularly.
Don’t do too much at once.
Since self-control is essential to your success, it’s too important for it to be out of control.
Mastery is much easier when you understand how you work – and take action to make yourself even better!
Take control – now.
Further Reading:
Willpower: Why Self-Control is the Secret of Success by Roy F. Baumeister (Amazon LinkUK, US)
The Power of Habit by Charles Duhigg (Amazon Link UK, US)
The Happiness Advantage – Shawn Achor (Amazon Link UK, US)

Perhaps you’d like to check out my sister blogs:            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun

To quote the Dr Seuss himself, “The more that you read, the more things you will know.
The more that you learn; the more places you'll go.”

Thursday, 8 May 2014


A few weeks ago I received an email from someone saying that they felt that I wronged them with something I did. I was faced with two options, defend my position and dig my heels into the ground or accept the fact that my actions unintentionally offended the other party, take responsibility and apologize for offending them, and right the wrong that I had committed. This is something that we’re all faced with every now and then.

Through our lifetime there have been, and will be many more, instances where our actions unintentionally hurt someone else’s feelings. Our actions were so non-deliberate that we are completely blindsided when someone approaches us with a claim that we did something wrong to them.

The easiest reaction, and often our initial reaction, is to become defensive and either reject the other person’s claim as an over-reaction or returning their message with a “You completely misunderstood me.” or “You’re completely wrong!” By deflecting the blame back onto the other person, we negate their feelings and blame them for the way that they feel. This rarely defuses the situation and more commonly escalates the matter into a full out argument and leaves both parties feeling worse about the situation.

We need to realize that what the other person is doing is not launching a personal attack at us, but instead he/she is expressing the way that they felt as a result of something that we did. How can you argue the way a person feels? Feelings are emotions and emotions are not always logical, although in this particular case they were logical.

By arguing with the way a person feels you’re attaching YOUR logic, or sometimes stubbornness, to THEIR feelings – that’s a recipe for disaster. YOU are not THEM and THEY are not YOU. Put in the exact same situation chances are that you both would react in very different ways. Usually neither of those ways are wrong or right, they’re just coming from two different people who lived different lives, experienced different things, and therefore have different perspectives on day to day events and interactions.

Getting back to my situation from the other week, I took the second stance. I sought first to understand their perspective before trying to get them to understand mine (Thank you Stephen Covey!). After listening to his point of view, I understood how my actions unintentionally wronged him. I took responsibility for my actions, apologized for the harm that I caused him, explained my reasoning and noble intentions, apologized again, and I followed through on my commitment to right the wrong.

A few weeks later we went out for coffee, and developed not only a personal friendship, but also found ways to help each other grow from a business standpoint.

Rather than gaining an enemy I made a powerful new friend and business ally.

Here are my two favorite books on the topics of effective communication, integrity, and interpersonal relationships:
The Seven Habits of Highly Effective People by Stephen Covey
How to Win Friends and Influence People by Dale Carnegie
Steven Tulman

Words that can get you into and out of trouble.
How to say what you need to say.            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun                    for your advanced reading techniques

To quote the Dr Seuss himself, “The more that you read, the more things you will know.
The more that you learn; the more places you'll go.”

Sunday, 4 May 2014

Achieving Financial Freedom: What You Should Know

Photo by M'reen

Achieving Financial Freedom: What You Should Know

Do you feel "okay" with your current financial situation? Have you come to a place of acceptance,
in which you hold the belief that you are powerless? The fact is that you are not powerless,
and if you truly want to know how to make millions, you must first learn to become full functioning. When you do this you can enjoy the fruits life has to offer, as well as the good things that money
is able to do for you, as well as the world. This definitely sounds like a game worth playing, right?

Achieving financial freedom does not necessitate that you make a six figure income.
It does, however require you to make smart decisions each and every day.
The following tips will help you discover how not only to obtain financial freedom,
but also build wealth that you have only dreamed about.

Step 1: Plan
You need to take time to sit down and set lofty, yet attainable goals for where you want to be 
and what you want to achieve.
For example, you can say that you are going to have all debts paid in the next year
or that you are going to live for under $20,000 this year.
There is no one that is going to make you save money or tell you not to waste thousands of dollars 
on unneeded purchases; it is completely up to you.

Step 2: Save
Once you know what you want to do, you need to know how you are going to get there
and begin taking steps to do so.
This involves saving more money than you spend. You can create a traditional budget
and then manipulate every dollar extra that you have to make it work toward your financial freedom.

Step 3: Pay Off Debt and Invest
Now that you have begun to save money, you need to do something with it that will build
your wealth. You should not just stick it in a savings account and forget it, invest in whatever you 
can find that has the highest return. In the past 100 years, the highest returns
were gained from small business ownership, stocks and real estate; however, these also come 
with risk. While investing is important, you also need to be focused on paying off your existing debt. 
All of your debt should be eliminated.
Once you have done this you will actually be on the way to truly building your wealth.

The biggest thing to remember is that creating financial stability and building wealth are achievable; however, you have to be consistent and take control of your finances. While it may be easier for someone who is making six figures to build their wealth than it is for someone making minimum wage, 
it is achievable for everyone. Smart saving and smart investments can take you 
a long way and make a huge difference in the amount of wealth that you have throughout your life.

Kelly D LaPeyre.

Perhaps you’d like to check out my sister blogs:            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun                    for your advanced reading techniques

Thursday, 1 May 2014

The History of the Middle Finger

This is a stink vent; it is Victorian ventilation for the sewers. It is at the crossing of a horse walk in Newmarket UK. These are dedicated roads to allow the horses to walk from their stables or yards to the training grounds in this case Warren Hill made famous by King Charles 2nd 1636-85.   M'reen

The History of the Middle Finger

Well, now here's something I never knew before, and now that I know it, I feel compelled to send it on to my more intelligent friends in the hope that they, too, will feel edified.  Isn't history more fun when you know something about it?

Before the Battle of Agincourt in 1415, the French, anticipating victory over the English,
proposed to cut off the middle finger of all captured English soldiers.

Without the middle finger it would be impossible to draw the renowned English longbow
and therefore they would be incapable of fighting in the future.

This famous English longbow was made of the native English Yew tree, and the act of drawing
the longbow was known as "plucking the yew" (or "pluck yew").

Much to the bewilderment of the French, the English won a major upset and began mocking the French by waving their middle fingers at the defeated French, saying, See, we can still pluck yew!

Since 'pluck yew' is rather difficult to say, the difficult consonant cluster at the beginning
has gradually changed to a labiodentals fricative F', and thus the words often used in conjunction with the one-finger-salute!

It is also because of the pheasant feathers on the arrows used with the longbow that the symbolic gesture is known as "giving the bird."

It is still an appropriate salute to the French today.
And yew thought yew knew everything plucking thing.

Just widening your understanding of both language and history!

Sorry Narian but you had a bad history teacher. The Battle of Agincourt saw the use of the English Long Bow, which because of its range and deployment tactics allowed the English to take the French army apart. As the French were being slaughtered they used to pull two fingers in a V format to let the English Longbowmen know that if captured they would chop their bow string fingers off.

The tradition migrated back with battle stories back to England where it became the traditional way to tell someone to F Off

They were Welsh bowmen.
And they used the reverse two finger salute; the same two fingers used to draw the long bow.

Yes - if you've done any archery you'll know that pulling the bowstring with one finger isn't effective, you have to use two. So it's the reverse V that you're describing (whose history may be urban myth). The single middle finger is an instance of using a sexual action or gesture as an insult - which is strange, really, since most of us rather like it. Why call someone a name that at least half the population rather likes?

The earliest recorded mention of the single finger gesture is a play "The Clouds", written by the Greek Aristophanes in 423 B.C. The Romans also had a custom called the digitus impudicus or dirty finger which was used as an insulting phallic gesture. Given the Romans huge imperial spread across the world and their subsequent influence of local cultures, I'm guessing that even though the Greeks seem to have invented it, the Romans led to its widespread use and universal meaning.

That explains a lot- after a few Guinesses, two fingers start looking like one.
Yes history is indeed fun when you know something more about it.
Unfortunately this article and actual history are distant strangers.

As a Brit. I’ve always understood that we use two fingers to insult or claim victory.
When I went to live in Colorado I became aware of the 1 finger gesture and I’d never made a rude gesture in my life until some motorcyclist swerved in front of me almost lying flat on the road and he leered! I was shocked and not knowing which finger to stick up, I stuck up all five – much to my children’s disgust.

Perhaps you’d like to check out my sister blogs:            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun                    for your advanced reading techniques

To quote the Dr Seuss himself, “The more that you read, the more things you will know.
The more that you learn; the more places you'll go.”