Monday, 30 June 2014


There are a few things that can be done in times of grave
emergencies. Your mobile phone can actually
be a life saver or an emergency tool for survival.
Check out the things that you can do with it:



The Emergency Number worldwide for all Mobil! e Phones is 112.
If you find yourself out of the coverage area of your mobile network and there is an emergency, dial 112 and your mobile will search any existing network in your area to establish
the emergency number for you, and interestingly this number 112 can be dialled
even if the keypad is locked. This works on all phones worldwide and is free.
It is the equivalent of 000.


Have you locked your keys in the car?

Does your car have remote keyless entry? This may come in handy someday.
Good reason to own a cell phone:
If you lock your keys in the car and the spare keys are at home, call someone at home on
their mobile phone from your cell phone.

Hold your cell phone about a foot from your car door and have the person at your home press the unlock button, holding it near the mobile phone on their end. Your car will unlock.
Saves someone from having to drive your keys to you. Distance is no object
You could be thousands of miles away, and if you can reach someone who has the other 'remote' for your car, you can unlock the doors (or the trunk).

Editor's Note: I didn’t believe this when I heard about it! I rang my daughter in Sydney
from Perth when we went on holiday.
She had the spare car key. We tried it out and it unlocked our car over a mobile phone!'


Hidden! Battery Power

To activate, press the keys *3370# (remember the asterisk). Do this when the phone is almost dead.
Your mobile will restart in a special way with this new reserve and the instrument will show a 50% increase in battery life. This reserve will get re charged when you charge your mobile next time.
This secret is in the fine print in most phone manuals. Most people however skip this information without realising.


How to disable a STOLEN mobile phone?

To check your Mobile phone's serial number, key in ! the following digits
on your phone: * # 0 6 #
Ensure you put an asterisk BEFORE the #06# sequence.

A 15 digit code will appear on the screen. This number is unique to your handset. Write it down and keep it somewhere safe. If your phone ever get stolen, you can phone your service provider and give them this code. They will then be able to block your handset so even if the thief changes the SIM card, your phone will be totally useless. You probably won't get your phone back, but at least you know that whoever stole it can't use/sell it either.
If everybody done this, there would be no point in people stealing mobile phones.

This secret is also in the fine print of most mobile phone manuals. It was created for the very purpose of trying to prevent phones from being stolen.

Also -ATM PIN Number Reversal - Good to Know

If you should ever be forced by a robber to withdraw money from an ATM machine, you can notify the police by entering your PIN # in reverse. For example, if your pin number is 1234, then you would put in 4321. The ATM system recognizes th! at your PIN number is backwards from the ATM card you placed in the machine. The machine will still give you the money you
requested, but unknown to the robber, the police will be immediately dispatched to the location.
All ATM’s carry this emergency sequencer by law.

This information was recently broadcast on by Crime Stoppers however it is seldom used because people just don't know about it. 

Sunday, 15 June 2014

Constructing Heroic Associations: Making a Good Line Better

Constructing Heroic Associations: Making a Good Line Better

By Scott T. Allison and George R. Goethals
There are many iconic quotes or lines from books, movies and television that crystallize an image of a hero, or a heroic moment. Earlier we discussed Nathan Hale, and his unforgettable last words, “I only regret that I have but one life to lose for my country.” In Clint Eastwood’s Dirty Harry movies, the image of Clint saying “Go ahead, make my day,” is unforgettable. Such quotes create a clear, sharp and unforgettable image. But some memorable moments are made more so by readers and audiences making a good phrase even better, thus making the words even more heroic and more memorable.
Several examples are notable. We have written before about the fictional detective Sherlock Holmes, and the related importance of sidekicks for many such heroes. For Holmes, that person is his friend and colleague Dr. John Watson. If people know only one specific Holmes quote, it is likely to be this comment to his partner, “Elementary, my dear Watson.” That’s all well and good, but in the four Conan Doyle novels, and his dozens of stories, Holmes never utters that phrase. He says “elementary” often enough, and he frequently says “my dear Watson,”  but he never links the two. But the two go so naturally together, that they create a better image of Holmes and his relation to Watson than the many phrases that only come close to the memorable combination.
Speaking of Clint Eastwood, people easily recall one of the last scenes in Dirty Harry where the villain is deciding whether to reach for his pistol. He’s uncertain whether Harry has any more bullets in his .44 magnum handgun. Harry snarls, “Do you feel lucky?” It’s a popular culture phrase. But there’s one problem. Eastwood never says it. Rather, he says, “You’ve got to ask yourself a question. ˜Do I feel lucky?’” But the phrase as remembered is more natural and quotable, and can be used conversationally more easily. And in fact, Dirty Harry follows up his statement above with “Well, do you punk?”
Another example from film: In the well-loved movie Field of Dreams the character played by Kevin Costner hears a voice in his cornfield, “If you build it, they will come.” That memorable phrase is often used in conversation. It makes a point about how activity of various kinds can attract others, and it is nicely associated with the characters in the film. Except again, that’s not what Costner says. The voice he hears refers to a single individual, perhaps Shoeless Joe Jackson, or perhaps Costner’s father. It says: “If you build it, he will come.”

One of television’s most iconic series, subsequently made into a number of films and several sequel series, was Star Trek. And fans love Captain Kirk’s line, “Beam me up, Scotty.” This classic phrase underscores the role of one of Kirk’s sidekicks, Scotty, who frequently is called upon to transport Kirk safely from danger. But once again, this exact phrase is never uttered.
One final example:  Watch the movie Casablanca again, and listen carefully. Do Ingrid Bergman or Humphrey Bogart, playing Ilsa Lund and Rick Blaine, ever smile at Dooley Wilson, the piano player, and demand, “Play it again, Sam”? The answer is no. They say variations of the line, but never that exact line.
Why does this happen? Human beings have a need to organize experience in coherent ways. We create meaning, and construct memories that make the flow of events we encounter even more meaningful. Vivid images, such as the Iwo Jima statue in Washington, and pithy quotes, such as “Make my day,” stay with us. If we can make them even easier to remember than they are already, our constructive memories will do that for us.
Goethals, G. R., Messick, D. M., & Allison, S. T.  (1991).  The uniqueness bias:  Studies of constructive social comparison.  In J. Suls & B. Wills (Eds.), Social Comparison: Contemporary theory and research (pp. 149-176).  New York:  Lawrence Erlbaum.

Perhaps you’d like to check out my sister blogs:            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun

To quote the Dr Seuss himself, “The more that you read, the more things you will know.
The more that you learn; the more places you'll go.”

One of the most exciting products from this year's Greenbuild expo is SageGlass' solar-powered windows. Sage's electrocromic windows can be darkened and lightened to filter the sun's heat and light according to a room's needs and the inhabitant's desires. 
That takes a small amount of energy, which until now, could only by plugging into a building's existing power supply. The new product is powered with a slim strip of photovoltaic panels. It's not only sustainable that the glass can power itself, but it's also opens up the product's design possibilities because it's cordless.
SageGlass has currently been installed in 250 projects, including both residential and commercial buildings. This glass is often used to fix a design problem. Philadelphia's Kimmel Center is an example of a space where a window dressing isn't feasible, but the space was overheated. Bryan Green of Sage says he hope that architects and designers can start using the glass more creatively.
Another new feature for SageGlass is the introduction of different control zones within the same pane of glass. These different zones can be independently controlled. So, imagine you have a Eastward-facing pane of SageGlass next to your breakfast table. You want lots of light in the room, but you don't want glare on your iPad. You can darken the lower zones to cut down on glare, while keeping the zones more clear to light the room, creating a kind of ombre effect. The zones can be either manually controlled, or automated with timers.
Like the original product, the solar-powered glass remains somewhat clear even at its darkest tint. "If it weren't for people's desire for natural sunlight and a connection to the outdoors, people wouldn't put windows in buildings," said John Van Dine, founder of Sage. In some ways, windows are a the weak point in our structures, at times letting too much heat and light. Shutters and curtains solve the problem of too much light, but they still absorb heat. You might still want a curtain for privacy's sake, but both these methods block the view to the outdoors. "You defeat the purpose of windows in the first place."

Sunday, 8 June 2014

Use Financial Calculators To Realize Your Financial Goals

Google images.

Use Financial Calculators To Realize Your Financial Goals  

Online money calculators are a good way to keep your financial future in check. You can find these calculators for free online to determine things like your monthly mortgage payments, the amount
of money you will need to save in order to reach a goal, or to compare loan and investment terms. 
As a result, these calculators can prove to be very worthwhile to just about anyone interested 
in planning and preparing for their financial future.  

Types of Financial Calculators Available
There are many different types of financial calculators that can be found online. The one you choose 
will therefore be dependent on the task which you would like to perform. There are investment
calculators, mortgage calculators, car loan calculators, retirement calculators, debt management calculators and credit card calculators. Based on this list you should be able to see that there is 
a calculator to suit just about any financial situation you may have.  

Information Needed to Use Financial Calculators
The type of calculator that you choose to use will determine the nature of the information needed. 
In the case of loans, like your mortgages, credit cards and auto loans, you will generally need to
enter the interest rate at which the loan will be charged, the amount being borrowed 
and the duration for which the loan will last. 
Other information will of course be needed in the case of a mortgage calculator.

Savings calculators like your investment and retirement calculator generally require the interest rate 
at which money will be earned, the duration for which you plan to save and in some cases 
the amount you plan to save, whether monthly, bi-monthly or yearly.

In the case of retirement calculators you would need to enter additional information depending 
on the retirement scheme being used.

Benefits of the Financial Calculators
These calculators can be used to provide you with a wealth of information. For instance, if you a set financial goal, these calculators can be used to determine how much you need to save each month 
at a given interest rate for a set time period to meet your goal. 
This can greatly help you in designing your budget to meet both your present and future needs.

In addition, if you plan on purchasing a new house or car, you can use these calculators to help you decide the price range that you can afford. This will help to prevent you from choosing something 
that will only put you in debt. If you have credit card debts that you would love to erase, 
you can also use this medium to help you determine the amount you need to pay each month 
so as to completely erase your debt with time.  

By using the different calculators available to you
at you will be effectively making a difference in your financial future instead of just blindly putting money aside or making payments without knowing how it is affecting 
your goals. In addition, the calculators are very easy to use and allow you to play around 
with the numbers so as to determine the best terms for your situation.  

Shaly Criston

Perhaps you’d like to check out my sister blogs:            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun

To quote the Dr Seuss himself, “The more that you read, the more things you will know.
The more that you learn; the more places you'll go.” 

Thursday, 5 June 2014

Best Habits That Help In Creating Financial Freedom

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Best Habits That Help In Creating Financial Freedom

Have you ever wondered in what ways are the lives of the rich ones are quite different
from the poor people all over the place? It worthy of interest to think of the reason why someone 
around you is making it financially not minding the prevailing situation while it is practical impossible 
for you to make ends meet. It is common to believe that having worked over a period of time
and having made a substantial savings it is possible to have financial freedom.  

This belief is hardly practicable due to various factors of life and financial challenges.
This leads us to the fact that for you to archive financial freedom you need to think and act outside 
the regular life style. Doing this will in no doubt give you an edge over others and you will become successful and be a point of reference among your peers, colleagues and friends.  

To achieve financial freedom you will do well to bury the thought of being rewarded
by your employer over your commitment and hard work that will earn you what you desire.
You have to consider what you can do to get the best financial state for your life 
and this involves adjusting you life style to fit the successful ones.

The first thing is to look at the successful ones and you will be surprised at the way that they put together their wealth of knowledge and experience to create amazing wealth for themselves.
It is often for them to take extra ordinary decision and faces challenges with bold determination
to obtain their success from the prevailing threats.  

We are not talking of being reckless, fraudulent, defying norms and order, breaking the rules,
taking illegal steps or cheating others. The point here is to understand the standards and recreate
a situation that will meet up with your expectation. There are occasions that this may involve
a lot of effort, good will, time and money. All it takes it the willingness to achieve the success
no matter what it takes. Surely you will be there.  

In order to have fail proof success you may need to invest in the knowledge of experts
either acquiring them or getting their services depending on your pocket 
and previous knowledge and experience.

To mention a few of the business opportunity that can help you in achieving financial freedom
is real estate investment and online business. If you can become a master in the business
you can successively end up in generating a passive income that will land you in financial freedom.  

How to Outline Your Financial Goals
People save and invest to improve their quality of life. However, it is easy to make mistakes
that can cause stress and cost you money. You can avoid those mistakes and keep your investment 
on track by outlining your financial goals. It is a common investment mistake for investors
to have no idea why they are investing. So, you should ask yourself...

Why are you investing?
Do you know why you are investing? What are you going to do with your money?
What is most important in your life? "Making money" is not a good enough reason to invest.
How do you see yourself spending your money in a year? Five years? Ten years?
If you can clearly explain your goals, you have taken the first step toward making
your own investment plan. With that in mind, write down your financial goal.
One simple sentence is all you need. For example, you can write "buy a home", pay for college," 
"start a business," or "retire as a millionaire!"
Next, write down the amount of money you think you will need to accomplish your goals.
Don't worry about trying to fit in every little cost. You can always revisit your target later
when you check your performance. Focus on your goal, and try to write down a target number.
This number will be different depending on your goal. For example, maybe you're buying
a $100,000 home; you may want to save $10,000 for a down payment.
Maybe you need $5,000 to start a business or $50,000 to pay for college. 
If you don't have much money to invest, you can make up for it by investing over a long period of time.  
Finally, consider the importance of your investment goals.
How important is your retirement, your kid's college tuition, or your down payment on a house?
The importance of your investment will give you an idea of your risk level.  

Every investment has risks.
You don't want to take too many risks. However, you need to take some risks to earn a reasonable return. Also consider the amount of time you will be invested. If you have more time to invest,
you may be able to take risks and still catch up if you run into trouble.
Ask yourself if you are ready to invest before you move on.

Be honest with yourself.
You may not need to invest your money. Would you be better off paying off your debt?
Can you afford to just save your money rather than invest it?
Make sure you can commit enough money and time to investing. It is important to stay motivated
toward your goals and keep them in mind when you invest. Every investment decision you make
should move you closer to your goals. You should be willing to learn, improve, and work toward
your goals as you invest. If you can stay committed and keep that motivation toward
your investment goals, you are much more likely to succeed!

A. Michael Hayes, Jr

Perhaps you’d like to check out my sister blogs:            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun

To quote the Dr Seuss himself, “The more that you read, the more things you will know.

The more that you learn; the more places you'll go.”

Sunday, 1 June 2014

Achieving Financial Freedom: What You Should Know

 Photo by M'reen

Achieving Financial Freedom: What You Should Know

Do you feel "okay" with your current financial situation? Have you come to a place of acceptance,
in which you hold the belief that you are powerless? The fact is that you are not powerless,
and if you truly want to know how to make millions, you must first learn to become full functioning. 
When you do this you can enjoy the fruits life has to offer, as well as the good things that money
is able to do for you, as well as the world. This definitely sounds like a game worth playing, right?  

Achieving financial freedom does not necessitate that you make a six figure income.
It does, however require you to make smart decisions each and every day.
The following tips will help you discover how not only to obtain financial freedom,
but also build wealth that you have only dreamed about.

Step 1: Plan
You need to take time to sit down and set lofty, yet attainable goals for where you want 
to be and what you want to achieve.
For example, you can say that you are going to have all debts paid in the next year
or that you are going to live for under $20,000 this year.
There is no one that is going to make you save money or tell you not to waste 
thousands of dollars on unneeded purchases; it is completely up to you.

Step 2: Save
Once you know what you want to do, you need to know how you are going to get there
and begin taking steps to do so.
This involves saving more money than you spend.
You can create a traditional budget and then manipulate every dollar 
extra that you have to make it work toward your financial freedom.

 Step 3: Pay Off Debt and Invest
Now that you have begun to save money, you need to do something with it that will build
your wealth. You should not just stick it in a savings account and forget it, invest in whatever
you can find that has the highest return. In the past 100 years, the highest returns were gained
from small business ownership, stocks and real estate; however, these also come with risk.
While investing is important, you also need to be focused on paying off your existing debt.
All of your debt should be eliminated.
Once you have done this you will actually be on the way to truly building your wealth.  

The biggest thing to remember is that creating financial stability and building wealth are achievable; however, you have to be consistent and take control of your finances.
While it may be easier for someone who is making six figures to build their wealth
than it is for someone making minimum wage, it is achievable for everyone.
Smart saving and smart investments can take you a long way and make a huge difference
in the amount of wealth that you have throughout your life.

Aminu Rahaman

Perhaps you’d like to check out my sister blogs:            gives many ways for you to work with the stresses of life       describes the steps to reading in the way your mind prefers          just for fun

To quote the Dr Seuss himself, “The more that you read, the more things you will know.
The more that you learn; the more places you'll go.”